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Wisconsin Law Allows Consumers to Freeze Credit Reports

Wisconsin residents concerned about identity theft are able to place a security freeze on their credit reports. Placing a freeze prohibits the credit reporting agencies (Equifax, Experian, and TransUnion) from releasing consumers’ credit information without express authorization from the consumer. A security freeze helps to prevent identity thieves from applying for a loan or new credit card in a victim’s name. A $10 fee applies to consumers seeking to place a security freeze unless the consumer is a victim of identity theft, in which case the fee is waived. Consumers should be aware that using a security freeze may also delay approval for new, legitimate financial transactions by the consumer. For more information about the program and to place a security freeze, click on the link above.